Homeowner’s Insurance - Washington, PA, Canonsburg, PA, McMurray, PA
- Day Insurance Agency
Day Insurance Agency, Inc., Offers Peace of Mind with Property Insurances
Find homeowner’s insurance for Washington, PA, Canonsburg, PA, McMurray, PA, and all of Southwestern Pennsylvania with Day Insurance Agency, Inc. Whether you need coverage for a property you own or a place you rent, we can help. Call either of our offices at (724) 228-3448 or (724) 356-7700 or contact us online to get information about:
- Rental Insurance
- Condo Insurance
- Mobile Home Insurance
- Homeowner’s Insurance
- Flood Insurance
- Umbrella Insurance
I found the staff at Day Insurance both pleasant and professional. A great place to do business!
Differences Between Homeowners Insurances and Rental Insurances
Having property insurance for a residence and the possessions within it is important. Day Insurance Agency, Inc. can find you the coverage you need. If you own your home, you get homeowner’s insurance. Those who rent from a landlord can choose rental insurance.
Homeowner’s Insurance
Homeowner’s insurance generally provides coverage for an owner-occupied house and its contents. The coverage usually pays for repairs or replacements resulting from fire or smoke damage, as well as theft or vandalism. It also extends to coverage for damage caused by nature, such as lightning, wind, or hail.
Rental Insurance
If you rent your home, your landlord’s property insurance covers the dwelling. Rental insurance protects your personal property in case of theft or damage. Rental insurance usually covers situations like vandalism and damage from household appliances, plumbing, heating, air conditioning, or indoor sprinkler systems. Damage from weather-related flooding is often not covered by rental insurance.
We Also Offer Many Condo, Mobile Home, and Umbrella Insurance Policies
Depending on the type of insurance, it pays for the structure if damaged by wind, fire, and more. Property insurances can also cover furniture, appliances, and other items that get damaged. Whether you rent a condo or own a mobile home, we can find you the right insurance for your needs.
Condo Insurance
Condo insurance also protects apartment residences; however, condos – or condominiums – are owned, rather than rented, apartments. Typically, there are two types of condo insurance: one paid for by the owner and one paid for by the Condo Association. The Condo Association is issued a master policy. The master policy covers the building itself and whatever is outside the studs of an individual unit. A personal condo insurance policy covers everything not covered under the master policy.
Mobile Home Insurance
Mobile home insurance covers this type of dwelling and its contents much like other property insurances. This coverage pays for the costs of repairs or replacement of home or items if they sustain damage from fire, hail, theft, or vandalism, to name a few scenarios. Many times, coverage extends to structures added to the mobile home, like a patio or garage.
Homeowner’s Insurance
Homeowner’s insurance generally provides coverage for an owner-occupied house and its contents. The coverage usually pays for repairs or replacements resulting from fire or smoke damage, as well as theft or vandalism. It also extends to coverage for damage caused by nature, such as lightning, wind, or hail.
Umbrella Insurance
Umbrella insurance offers additional protection beyond the limits of the homeowner’s or renter’s policy. It generally kicks in after the original policy has exhausted its coverage. For owners of rental properties, this also provides an extra layer of security against being sued for damages or injuries.
Flood Insurance
Flood insurance covers direct physical losses to a dwelling and belongings inside in the event of a weather-related flood. The National Flood Insurance Program (NFIP) offers two types of flood insurance coverage: building and contents.
Building coverage protects the structure itself and detached garages, plus foundation walls, anchorage systems, and staircases. With building coverage, your electrical and plumbing systems, as well as furnaces and water heaters, can be replaced if damaged by a flood. This coverage also extends to stoves, dishwashers, and refrigerators, plus permanent carpeting, permanent cabinets, paneling, bookcases, and more.
Contents coverage protects items like clothing, furniture, and electronic equipment. This coverage also covers smaller household appliances like microwaves, washers, dryers, and portable and window air conditioners. It even extends to curtains, unfixed carpeting, and valuable items up to $2,500.
Find Help with Car Insurance, Retirement Planning Assistance, and More
At Day Insurance Agency, Inc., you can get more than homeowner’s insurance and rental insurance. Since 1974, the Greater Pittsburgh area has relied on us to meet its insurance and retirement planning needs. We are all about friendly, customer-oriented service. Contact us for a quote, to make a referral, or file a claim and make payments online. Whether it is for retirement planning, car insurance, all-terrain vehicle insurance, or other insurances, we can help with:
Auto Insurance
Homeowner’s Insurance
Motorcycle / ATV Insurance
Commercial Insurance
Annuities
Retirement Planning
IRAs
Roth IRAs
401K Rollovers
Umbrella Insurance
Reliable Insurance and Retirement Planning Services to Clients From:
- BENTLEYVILLE / SCENERY HILL / BEALLSVILLE
- HOUSTON / MCDONALD / MONONGAHELA, PA
- WAYNESBURG / CLAYSVILLE / AVELLA
- IMPERIAL / HICKORY / CHARLEROI
- OAKDALE / CECIL / MIDWAY
- FINLEYVILLE / LAWRENCE / CENTERVILLE
- BRIDGEVILLE / BURGETTSTOWN / STURGES
- ATLASBURG / COKEBURG / LABORATORY
- BULGER / JOFFRE / RUFF CREEK
- CROSS CREEK / ELLSWORTH / MARIANNA
- BEALLSVILLE / MUSE / SLOVAN
- SCENERY HILL / CALIFORNIA / CENTERVILLE
- AUTO INSURANCE – VENETIA / EIGHTY-FOUR / SOUTHPOINTE
- HOME INSURANCE -VENETIA / EIGHTY-FOUR / SOUTHPOINTE
- MOTORCYCLE / ATV INSURANCE – VENETIA / EIGHTY-FOUR / SOUTHPOINTE
- ANNUITIES – VENETIA / EIGHTY-FOUR / SOUTHPOINTE
- AND SURROUNDING AREAS
Day Insurance Agency, Inc.
in Washington, PA, Canonsburg, PA, and McMurray, PA, offers homeowner’s insurance.
