for Venetia, PA, Eighty Four, PA, and Southpointe, PA
Home and Rental Insurance Coverage from Day Insurance Agency, Inc.
Find homeowner’s insurance and rental insurance for Venetia, PA, Eighty-Four, PA, and Southpointe, PA, with Day Insurance Agency, Inc. Need a homeowner’s policy for a place you own? Does someone you know need a policy to cover a rental situation? Either way, we can help. Contact us at (724) 228-3448 or (724) 356-7700 or online to learn about:
- Condo insurance
- Flood insurance
- Homeowner’s insurance
- Mobile home insurance
- Rental insurance
- Umbrella insurance
Available Options for Homeowners Insurance and Rental Insurance
It is important to have property insurance for a residence and the possessions within the dwelling. Insurance pays for the structure if it get damaged from flooding, fire, and other such incidents. Often, property insurances also pay to replace furniture, appliances, and other items that get damaged. Regardless of if you rent or own your home, Day Insurance Agency, Inc., can find the appropriate property insurance to give you peace of mind.
Condo – or condominium – insurance protects apartment residences that people own. Typically, the two types of condo insurance include one the owner pays for and one the Condo Association does. An individual condo insurance policy covers everything not covered under the master policy. The Condo Association is issued the master policy, which covers the building itself. The master policy also covers whatever is outside the studs of an individual unit.
Flood insurance coverage pays for direct physical losses to a dwelling and items inside resulting from a weather-related flood. The two types of flood insurance coverage offered by the National Flood Insurance Program (NFIP) include building and contents. Building coverage protects the dwelling, detached garages, foundation walls, anchorage systems, staircases, electrical and plumbing systems, furnaces and water heaters. It also pays for repairs to or replacements of stoves, dishwashers, refrigerators, permanent carpeting, permanent cabinets, paneling, bookcases, and more.
Contents coverage pays for replacing items such as clothing, furniture, and electronic equipment. Smaller household appliances like microwaves, washers, dryers, and portable and window air conditioners can also be repaired or replaced with this coverage. Contents coverage often extends to replacing curtains, unfixed carpeting, and other valuable items up to $2,500.
Homeowner’s insurance covers an owned house and the contents inside. It pays for repairs to or replacements of items damaged from fire or smoke, as well vandalism. It also extends to coverage for theft and natural-made damages caused by lightning, wind, hail, and other such incidents.
Mobile Home Insurance
Much like other property insurances, mobile home insurance covers this specific type of dwelling and its contents. It pays to cover the costs of repairs of home or items that sustain damage from fire, hail, theft, or vandalism, and similar events. If necessary, the coverage also includes replacement of these items. Often, this coverage extends to mobile home additions, such as a patio or garage.
Rental insurance covers the cost of personal property in case of theft or damage in a rental unit. The landlord’s property insurance covers the dwelling itself for those who rent their homes. Renter’s insurance coverage is recommended for incidents such as vandalism. The coverage also extends to damage from household appliances, plumbing, heating, air conditioning, or indoor sprinkler systems. However, rental insurance does not often pay for damage caused by weather-related flooding .
Umbrella insurance provides extra coverage beyond the limits of the homeowner’s or renter’s policy. After the initial policy has exhausted its coverage, umbrella insurance fills in any gaps. For rental property owners, this also provides an extra layer of security against being sued for damages or injuries.
Day Insurance Agency Inc. Helps with Retirement Planning and More
Day Insurance Agency, Inc., also helps with more than homeowner’s insurance. The Greater Pittsburgh, PA, area has counted on us to serve its insurance and retirement planning needs since 1974. Friendly, customer-oriented service is what we are all about. We also make it easy to file claims and make payments online. Whether it is for retirement advice or insurance quotes, please contact us to assist with:
Motorcycle / ATV Insurance
Providing Retirement Planning and Insurance Services to Clientele from:
- BENTLEYVILLE, PA / SCENERY HILL, PA / BEALLSVILLE, PA
- HOUSTON, PA / MCDONALD, PA / MONONGAHELA, PA
- WAYNESBURG, PA / CLAYSVILLE, PA / AVELLA, PA
- IMPERIAL, PA / HICKORY, PA / CHARLEROI, PA
- OAKDALE, PA / CECIL, PA / MIDWAY, PA
- FINLEYVILLE, PA / LAWRENCE, PA / CENTERVILLE, PA
- BRIDGEVILLE, PA / BURGETTSTOWN, PA / STURGES, PA
- ATLASBURG, PA / COKEBURG, PA / LABORATORY, PA
- BULGER, PA / JOFFRE, PA / RUFF CREEK, PA
- CROSS CREEK, PA / ELLSWORTH, PA / MARIANNA, PA
- BEALLSVILLE, PA / MUSE, PA / SLOVAN, PA
- SCENERY HILL, PA / CALIFORNIA, PA / CENTERVILLE, PA
- AUTO INSURANCE – VENETIA, PA / EIGHTY-FOUR, PA / SOUTHPOINTE, PA
- HOME INSURANCE -VENETIA, PA / EIGHTY-FOUR, PA / SOUTHPOINTE, PA
- MOTORCYCLE / ATV INSURANCE – VENETIA, PA / EIGHTY-FOUR, PA / SOUTHPOINTE, PA
- ANNUITIES – VENETIA, PA / EIGHTY-FOUR, PA / SOUTHPOINTE, PA
- AND SURROUNDING AREAS
Call us today for Homeowner’s Insurance
for Venetia, PA, Eighty Four, PA, and Southpointe, PA.