Auto Insurance

for Venetia, PA, Eighty Four, PA, and Southpointe, PA

Find Reliable Car Insurance Options from Day Insurance Agency, Inc.

Get auto insurance for Venetia, PA, Eighty-Four, PA, and Southpointe, PA with Day Insurance Agency, Inc. The rates and policies we offer are affordable, competitive, and cover personal cars, commercial autos, and fleet vehicles. Contact us at (724) 228-3448 or (724) 356-7700 or online for a quote and to learn about what we offer. Among the car insurance coverages available include:

  • Comprehensive physical damage
  • Collision
  • Property damage and Bodily injury liability
  • Uninsured motorist
  • Medical payments/Personal Injury Protection (PIP)
  • Rental reimbursement

Personal Car, Commercial Auto, and Fleet Vehicle Insurance Options

The different auto insurance companies Day Insurance Agency, Inc. works with provide customers with various coverages. Our well-trained and trustworthy staff can help anyone find exactly what they need to insure their vehicles. While a few of the coverages differ, we make sure everything meets state minimum standards.

Comprehensive Physical Damage

Comprehensive physical damage coverage compensates for damage to the policy holder’s automobile. Damages can include, but are not limited to, after effects of fire, flood, vandalism, or striking an animal. Comprehensive physical damage also covers theft of the vehicle and items within it. Most financial institutions require such coverage to qualify for a loan. Deductible amounts usually include a variety of levels.

Collision

Collision compensates the policy holder for vehicle repairs due to damage resulting from an accident. Like comprehensive coverage, most financial institutions require collision coverage to qualify for a vehicle loan. In Pennsylvania, the law requires a $500 deductible. Policy holders can get a lower amount, but higher deductibles usually result in lower monthly premiums.

Property Damage and Bodily Injury Liability

In an accident for which the policy holder is at fault, property damage liability compensates payment to another driver’s property. The minimum coverage limit in Pennsylvania is $5,000.  Bodily injury liability prevents the policy holder from paying for others’ injuries resulting from such accidents. In Pennsylvania, the minimum limit is $15,000 for injuries to one person. The maximum total is $30,000 for one accident. Some companies combine their limits to $35,000 as coverage for both bodily injury liability and property damage liability minimum requirements.

Uninsured Motorist

Bodily injury expenses resulting from an accident by an at-fault, uninsured motorist get compensated by uninsured motorist coverage. This coverage not only applies to the policy holder, but to family members and other passengers involved in the accident. Uninsured motorist coverage does not pay for cover expenses resulting in property damage. The Pennsylvania minimum coverage is $30,000 per accident or $15,000 per person.

Medical Payments/Personal Injury Protection (PIP)

Medical Payments (MedPay) and Personal Injury Protection (PIP) not the same thing, but are similar. MedPay specifically covers medical bills. Many times, PIP also pays for medical costs, as well as funeral costs, lost income, and any potential death benefits. Both MedPay and PIP cover anyone occupying the insured vehicle at the time of the accident, including the policy holder. In Pennsylvania, PIP is mandatory.

Rental Reimbursement

Though not required, rental reimbursement is an often-preferred coverage selection. This coverage pays for rental vehicle fees after an accident. Usually, this coverage gets implemented while the policy holder’s automobile is undergoing repairs or in the process of being replaced. Usually, rental reimbursements max out at daily limits. They also cannot exceed a certain number of days.

Day Insurance Agency Assists with Other Insurance Services You Need

In Venetia, PA, Eighty Four, PA, and Southpointe, PA, auto insurance is not all we assist with at Day Insurance Agency, Inc. Since 1974, we have been your hometown insurance agency, creating customer loyalty and welcoming referrals. We continually serve various insurance needs and retirement plan needs in the area, striving for personalized and quality customer service. Many of the insurance providers with whom we work offer online payments and claims services. Regardless of whether it is for insurance matters, like property or car insurance, or retirement planning, contact us for information about:

Auto Insurance

Homeowner’s Insurance

Life Insurance

Motorcycle / ATV Insurance

Commercial Insurance

Annuities

Retirement Planning

IRAs

Roth IRAs

401K Rollovers

Umbrella Insurance

Contact Day Insurance

for Auto Insurance for Venetia, PA, Eighty Four, PA, and Southpointe, PA.