Start with Day Insurance Inc. to Protect What Matters Most
At Day Insurance Inc., we help homeowners in Washington and the Greater Pittsburgh area understand the importance of proper coverage. Homeowner’s insurance protects your house, your belongings, and your financial future. Knowing what’s included in your policy can help you avoid costly surprises.
Your Home’s Structure Has Coverage Against Major Risks
What homeowner’s insurance covers and why you need it starts with understanding how it protects your home’s structure. Homeowner’s insurance covers damage to your home caused by events like fire, storms, theft, and vandalism. If a covered disaster strikes, your policy helps pay for repairs or a full rebuild. This protection gives you financial stability when the unexpected happens.
Personal Belongings Get Protection Inside and Outside the Home
Most policies also cover furniture, electronics, clothing, and valuables—even when they’re stolen outside your home. Review your coverage limits to make sure they match what you own. Scheduled items like jewelry or collectibles may require additional protection.
Liability Coverage Shields You from Legal and Medical Bills
If someone gets hurt on your property, you could be responsible. Liability coverage pays for legal defense, medical costs, or settlement fees. Without it, you risk paying thousands out of pocket for an accident that wasn’t even your fault.
Additional Living Expenses Help You Stay Safe During Repairs
If damage makes your home unlivable, homeowner’s insurance can cover temporary housing, meals, and other costs. Known as “loss of use” coverage, this support helps you maintain stability while your home gets repaired.
We work with you to build a policy that fits your home and lifestyle. Call (724) 228-3448 in Washington or (724) 356-7700 in Hickory to learn more about what homeowner’s insurance covers and why you need it.